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我市出台11条金融政策支持灾后恢复重建

我市出台11条金融政策支持灾后恢复重建
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打通农村融资最后一公里 ——河南兰考县推行普惠授信贷款调查采访记_中国经济网——国家经济门户

　　2016年12月，兰考成为全国首个国家级普惠金融改革试验区。按照政策，这里的金融机构针对农村金融存在的痛点、堵点进行创新探索。　　农村是信用的薄弱地带。在经济欠发达的农村地区，农户与金融机构之间信息不对称严重阻碍了征信数据的收集和农户信用信息档案的建立。金融机构由于缺少农户的资信信息，对其贷款尤其是信用贷款更为谨慎。　　成为试验区之前，当地金融机构对农民覆盖率低以及农民满意度低、可得性低的“三低”问题非常突出。由于金融机构面对的是数量庞大、分布广泛、资金需求额度少、缺乏抵押、缺少担保及收入不稳定的农户和小微企业，加之难以全面掌握农民、小微企业的资信情况、还款能力，这些均严重制约了农村金融发展。　　“兰考普惠金融试验区打破了先有信用才有信贷的传统惯例，‘先授�

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打通农村融资最后一公里 |农民|农村|试验区_新浪科技_新浪网

打通农村融资最后一公里 |农民|农村|试验区_新浪科技_新浪网
sina.com.cn - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from sina.com.cn Daily Mail and Mail on Sunday newspapers.

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两会云采访｜全国人大代表徐诺金：大力发展普惠金融助力全面乡村振兴 - 河南新闻

两会云采访｜全国人大代表徐诺金：大力发展普惠金融助力全面乡村振兴 - 河南新闻
xxrb.com.cn - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from xxrb.com.cn Daily Mail and Mail on Sunday newspapers.

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两会云采访｜全国人大代表徐诺金：大力发展普惠金融助力全面乡村振兴 2021全国两会-2021全国两会-全国两会-站内链接-鹤壁新闻网

两会云采访｜全国人大代表徐诺金：大力发展普惠金融助力全面乡村振兴 2021全国两会-2021全国两会-全国两会-站内链接-鹤壁新闻网
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