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Renters say that theyre behind on rent which is more than we would see under normal circumstances. we also know they are a lot further behind on rent. so where spiyou might be a few weeks or a month behind, now were looking at three, four, five months and that is harder to catch up on without any sort of assistance from the government. >> and is -- just to understand the facts and how this works, if, say, with this moratorium expiring, if these renters do not come up with the money not just for ...