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A study from the Empower Annuity Insurance Company of America found that around 68% of working Americans feel they will be financially ready for retirement when the time comes.

A study from the Empower Annuity Insurance Company of America found that around 68% of working Americans feel they will be financially ready for retirement when the time comes.

Most employers allow you to take funds out of your retirement account, but the withdrawals come with significant downsides. Our columnist discusses other options.

The trend is mostly among lower-income earners, but wealthier Americans may start tapping retirement savings, too, experts say.

A new study finds more Americans tapping their retirement accounts early with the economy on shaky ground.

Despite savings decreasing, 75% of study respondents are not planning to reduce retirement contributions.