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Slightly lower than ideal credit scores get a loan, even allowing for smaller down payments in some cases. weve heard this before. several banks are now accepting a down payment less than 5% with conditions, of course. but it gives first-time buyers a better chance of buying a home, and that could help the housing market grow this year. asian stocks are down after the holiday weekend with many markets around the world closed today for easter monday, but, yes, futures in the u.s. higher. market...