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Affordable because the payments are more. but if you think about it, over time, the extra 15 years of interest can have you not paying any principle off for the first 10 years. >> thats exactly right. >> jamie: at what year should you be considering converting the 30 year you went in to save mon tote all-time-low 15-year rate? >> typically, a 15-year mortgage is going to double your mortgage payment in comparison to a 30 year. the people that are going to benefit from refinancing right now into ...

Budget cuts. we have a senior capitol hill producesser in the thick of t. we will have the guy behind that amendment in just a second. first to chad on where this aid is going now. what can you tell us? >> reporter: this is an amendment on the floor right now, offered by republican congressman nick mulvane tow institute an christmas-the-board cut of 1 pbt.6% of all discretionary spending, the funding that congress is responsible for each year, including defense. what mulvaney wants to do with th...

Experiencing unemployment. its because in president refuses to unleash the power and the creativity of the individual. he believes we should pay more money into the government. the republicans be, lets give more mon tote people and let them generate jobs and buy property and buy equipment and hire people. thats the difference. >> eric: 63.5% of americans are working, thats the lowest level in 31 years. >> thats certainly the number that you are citing, but teachers and firefighters and police of...

Taxpayers $63 million each to modernize them. >> greta: you know what? heres another thought. at least i think this, who would be so dumb to lend the mon tote school district that can pay 35 or 40 years? because the way that californias going to go, they are not going to make the next budget in june. why would you lend this money to california? i think if you are smart enough to get a loan that you dont have to pay back because you will be dead and if you are stupid enough to lend the money and ...

Modernize them. >> greta: you know what? heres another thought. at least i think this, who would be so dumb to lend the mon tote school district that can pay 35 or 40 years? because the way that californias going to go, they are not going to make the next budget in june. why would you lend this money to california? i think if you are smart enough to get a loan that you dont have to pay back because you will be dead and if you are stupid enough to lend the mon and wait for payment for 25 or 30 ye...

Deficit, or whether or not it has a political motive. i suspect you think its a political motive. but does it make inroads in dealing with the chronic deficit. >> it doesnt raise enough money to do that. its detrimental from two standpoints. the most difficult is that it takes money out of the private sector that haint cant be invested to hire people or create more product, in other words to help strengthen the economy. secondly, it gives more mon tote federal government to spend and i dont thin...

Deficit, or whether or not it has a political motive. i suspect you think its a political motive. but does it make inroads in dealing with the chronic deficit. >> it doesnt raise enough money to do that. its detrimental from two standpoints. the most difficult is that it takes money out of the private sector that haint cant be invested to hire people or create more product, in other words to help strengthen the economy. secondly, it gives more mon tote federal government to spend and i dont thin...

>> sean: are you going to stop? this has gone on the entire break? are you done? enough. i have let you have your time. you got it in. all right. the president addresses the nation tonight on the issue of afghanistan. karzai kicked our troops out of towns and areas in afghanistan. we are negotiating with the taliban, the president of the united states taliban is what he calls it. hes negotiating. we are giving mon tote muslim brotherhood. i dont understand this administration. if they are not go...

>> i would say they are flat wrong. we have just stated that we have the money. we are going on provide the service. it is not about health care. it is actually about the 10th amendment and the states rights. there is a very clear unequivocal statute which does not perm a state agency to provide mon tote 2% of they are finding ways to be sure that the women -- since the obama administration wanted to cut off the health care -- we will provide it. >> shannon: any chance that texas would consider ...

Hire more teachers or to pay the bigger salaries. so every working man and woman in america who is struggling to get by will have to pay mon tote government or suffer a big increase in their debt that theyre obligated for, nord pay public employees more money and to hire more of them. that doesnt make sense. its called maintenancive effort and its in the bill. >> if he doesnt get any traction with the american people of politics, 80% didnt like stimulus 1, 80% not likely to like stimulus 2, if t...