Nikhil Apte News Today

IRDAI skipped mention of the 65-year entry age provision in its regulations effective April 1, but this does not mean it has eliminated any ‘cap’ that existed until March 31. Contrary to the chatter, some insurers are actually reducing the maximum entry age under their regular health policies. Senior citizens who are rejoicing should watch out for this googly.

Will the senior citizens benefit from IRDAI omitting to mention “65-year-olds”? Find out what experts say.

The rulers of the day need to be sensitive and involved in managing the identities of sacred spaces and the ongoing dialogues about the past in diverse societies, suggests Colonel Nikhil Apte (retd).

Education counsellors say that overseas universities often advise students to purchase insurance policies with more comprehensive terms and a broader network of cashless hospitals and clinics in the host country. Meanwhile, Indian insurers believe that the reluctance to accept their policies is influenced by the universities partnerships with local insurers in their respective countries.

War and war-like situations are exclusions – that is, expenses that insurance policies will not pay for – and in any case, only government-operated evacuation flights are likely to be permitted to carry out operations under such circumstances, say insurers

Insurance firms will pay for any hospitalisation linked to mental ailments, but OPD treatment will be covered only if specifically included in the policy.

OPD expenses broadly fall under three categories – doctor consultations, diagnostic tests and medicines. Not all health insurance products cover expenses related to all three. Read the fine print before zeroing down on the right policy for yourself

Local insurers have the knowledge and expertise to assess the specific risks associated with properties in their areas.

Looking after a loved one diagnosed with ailments that are seen as irreversible is a tough task. But having a financial plan in place to estimate and provide for the treatment expenses can make coping with the illnesses less financially taxing, as you cannot rely on health insurance policies for recurring, lifelong medical expenses.

PLEASANTON — Since opening the doors of its new Pleasanton office complex in March, Stanford Health Care Tri-Valley, the 22,000-square-foot facility on Gibraltar Drive, has continued to grow.