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Barometer, boom, boom, boom. the typical family does pay off christmas all the way until may. they have this financial hangover. it takes the joy out of it. if you pay for it, its done, its over. peace on earth. you can enjoy the process again. >> that is true. with good intentions everyone goes out but you think just a little bit more and it puts you in that spiral of worry. dont overdo it, rachel? >> dont overdo it. parents freak out and think my child will have to go to counseling if they don...