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Foreclosed on not necessarily the right people, didnt do the paperwork right, and now they have to pay $20 billion to people. >> part of that money, 20 billion, will go towards keeping people in the homes they can no longer afford. theyre trying to keep them in. thats the present action already. thats what weve seen. is that enough? probably not. $20 billion isnt very much money. not that many people get helped and theres a ton of foreclosures coming. >> but also weve got the procedures clarifie...