Pete Dockar News Today

Generation Home (Gen H) has updated its stress test rate to differentiate between its two-, three- and five-year products. The change will enable homeowners to borrow up to 25% more on a five-year product. The lender has also introduced two new loan-to-income multiple (LTI) caps. Applications with a gross income of

Gen H has made changes to its residential stress rates to help improve the affordability of its options to borrowers.

Generation Home (Gen H) has reduced rates by up to 10 basis points on three- and five-year 90% and 95% LTV products. The specialist lender has also increased selected homebuying products by two and five basis points. The new rates will take effect today (19 February) at 5:30 pm. The rate changes follow a record

Mortgage lender Gen H has hired Karen Appleton as head of lending. Appleton has spent 25 years in the industry and joins from Skipton Building Society, where she spent nine years, most recently as head of lending, and was instrumental in reducing the lender's underwriting turnaround times from 17 days to same=day. In

The mortgage rate war in the new year is heating up as lenders make further cuts in a bid to woo borrowers. HSBC and Gen H have set the benchmark in latest round of fixed rates cut. The high street lender has brought its five-year fixed rate for remortgage customers below 4% with a headline rate of 3.94% for those

The Gen H product range will include sub-4% loans when its latest round of rate cuts come to market tomorrow (21 December).   The specialist lender will launch a 3.94% interest rate for its five-year 60% loan-to-value homebuying bundle.    The firm’s homebuying bundles offer discounted mortgage rates and free

The cheapest mortgage rates have dropped below 4 per cent for the first time since May after a lesser known lender dramatically cut rates today.

Gen H has cut rates across its entire product range by up to 25 basis points, which will see homebuying bundles and standard five-year deals up to 80% loan to value start at sub-5% prices.   Other highlights among the specialist lender’s sixth round of rate reductions over the last three months include:   60%, 70%,

Gen H has cut home loan prices by up to 50 basis points and launched sub-5% rates across selected two-, three- and five-year products.  The specialist lender adds its reductions range between 20bps and 50bps across its 60%, 70%, 75% and 80% loan-to-value ratios across these terms.  Its homebuying bundle rates

Gen H launches a further round of rate cuts across its two-, three- and five-year residential products of up to 26 basis points, while Keystone Property Finance trims landlord rates by 10bps.  Highlights of the fintech lender’s cuts, its third set of rate reductions in nine working days, include:  Two-year rates