Pocket Limits News Today

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Deductible or out of pocket limits, so youre basically on your own. >> it could be an ms patient could be expected to pay $2,000 just for one medication. thats a possibility under the new obamacare thats going on right now. >> in fact, one conservative group is running an ad from a woman with lupus who supported the president. >> i voted for barack obama for president. i thought that obamacare was going to be a good thing. >> but emily said she got a letter saying her insurance was canceled beca...

Possibly seeing a sharp uptick in the costs under your prescription drug coverage? >> two issues. one is the co-pays are high. on average its 40% you have to pay on oh branded drugs compared to 25% in the private sector. the big issue is the list of drugs arent long. if the drugs arent covered youre on your own. you have to pay for it out of pocket. the money you spend on drugs doesnt count against your out of pocket limits or against your deductible. this could cost patients with special condit...

You basically have to pay for it entirely out of pocket. the money that you spend on those drugs doesnt count against your out of pocket limits and wont count against your deductible. this could cost patients with special conditions, patients who need special drugs a lot of money. literally tens of thousands of dollars a year. >> so perhaps you wont be able to keep your prescription drug because of the higher out of pocket cost and many drugs simply will not be covered because certain policies o...

Expenses. already americans going broke with the cost of healthcare. so, you know, this thing is a mess. bill. >> john: is it falling apart piece by piece. >> you have to look at. so things they have delayed in terms of the employer mandate and out of the pocket limits. are they doing that in part because they realize what this is going to do to insurance premiums? i mean, this is the other piece of this is that we are likely to see an explosion in the fall. and then, public outrage of this is g...

When its all said and done the insurance companies are winning. more profits. take await ability to be able to cap out-of-pocket expenses. already americans going broke with the cost of healthcare. so, you know, this thing is a mess. bill. >> john: is it falling apart piece by piece. >> you have to look at. so things they have delayed in terms of the employer mandate and out of the pocket limits. are they doing that in part because they realize what this is going to do to insurance premiums? i m...

Out of pocket. this is different from commercial insurance f. a drug isnt ton formula there will be coinsurance meaning you are responsible for some of the costs but the plan picks up some as well and it counts against your deduct able and out of pocket limits. in this case the sky is the limit on how much it can cost you. there is so much variability in the plans patients have to be very careful. in some not a lot of drugs are covered. there is a lot of variability. not a lot of information. >>...