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Simplify health insurance for your workplace with expert tips and guidance. Learn how to navigate coverage options.

Health insurance is one of the most common types of insurance that carries crucial importance. Know the most common terminologies and benefits!

/PRNewswire/ -- During National Health Literacy Month this October, Fidelis Care is helping to make health information easier to understand, with a focus on...

Spending about 20 to $30,000 of medical care every year? >> yeah. in the beginning, we called him our million dollar baby because he was in the st. louis and in boston childrens hospital where he had his surgery. every year, he was finally cleared for every two years, he has to have a scope to make sure his esophagus looks healthy and biopsies to make sure it is healthy. all of those scopes are about $20,000 every time. thankfully our insurance has an oust pocket maximum. >> let me ask you how i...

>> the money you spend on that wont count against your deductible or your out of pocket maximum. youre completely on your own. most consumers arent going took used to that because thats not what prevails in the existing commercial market. >> where is your compassion? >> when he said what he did about the child with cancer. but you make such a good point. you know, keep your doctor, the president said. im not going to go over there. but it was supposedly, america, we should be pa happy now if you...

>> the money you spend on that wont count against your deductible or your out of pocket maximum. youre completely on your own. most consumers arent going took used to that because thats not what prevails in the existing commercial market. >> where is your compassion? >> when he said what he did about the child with cancer. but you make such a good point. you know, keep your doctor, the president said. im not going to go over there. but it was supposedly, america, we should be pa happy now if you...

Specialists. people might have to travel far distances to see a specialist. sometimes you have to travel 50 miles to see a urologist, for example. some places dont have a single dermatologist at a skin doctor, for example. only certain drugs are covered on that list, and if your drug is not on the list, its not covered at all and it doesnt cover an out of pocket maximum. its like hmos when people rejected those providers. people made that trade to their own providers. >> you said there were seve...

>> i have always carried my own health insurance plan. its always been very important to me that i be insured. when my husband left law school, i had to get my own plan, so i found an insurer. after i had been denied by other insurers for some pre-existing condition. i was accepted by my insurer. so i carried a great plan after i had my son. i decided to step down and take what was considered their catastrophic plan. so this plan has a $1,500 deductible and a $3,000 out of pocket maximum. id bee...

Health insurance plan. it is very important i be insured when my husband left law school i had to get my own plan i found an insurer after i had been denied for some preexisting condition. i was accepted by my insurer. i carried a great plan. after i had my son i decided to step down and take the catastrophic plan so this plan had a $1,500 deductible and a 30,000 out of pocket maximum. i love my plan. didnt go on my husbands plan. great plan. so now all of the plans my insurer carries are cancel...

>> he didnt say she had to do it. >> and now youre saying come to a system that is broken. it is not fair and -- >> hang on. natalie -- hang on. natalie, speak for yourself. >> okay. so i love the insurer that i have. love them. i would be heart broek-tone leave them. people dont love their insurers. >> what is your liemt? >> my lifetime limit? >> my out of pocket maximum -- >> what was your lifetime limit? >> i believe -- >> you dont know. >> i believe it was $300,000. >> hang on. >> she liked ...