When you go to open an account, you want to feel like the bank or credit union you are working with is offering the best savings rates or annual percentage yields, or APYs, possible. How much interest.
The Federal funds interest rate sits at 5.5% right now, up a full percentage point from this time last year. Yet, the average savings account interest rate right now is a meager 0.46%, according to.
To find the best premium checking accounts, GOBankingRates analyzed the accounts available across the top 25 banks in terms of total assets. Accounts were ranked based on their institution's total assets, minimum deposit to open an account, monthly fees, APY and available benefits and perks.
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