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An in-depth guide to HDB's priority schemes to increase your BTO or SBF ballot chances

These days, getting a queue number for an HDB BTO or SBF flat is like winning a 4D or Toto. Chances of getting one to book a flat are slim. Nevertheless, there are ways to increase your chances, one of which is to look at the HDB priority schemes. As they say, the devil's in the details. In this lengthy...
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4 ways an essential occupier can help with your HDB BTO or resale flat purchase, grants, etc.

Buying an HDB flat, be it BTO or resale, can be challenging, especially given the various criteria to meet. But all hope is not lost — having an essential occupier can help you with your HDB flat purchase. But first, let us explain more about the essential occupier. According to HDB, an essential occupier (or core occupier) is a family...
Application Form Single Singapore Citizen Scheme Public Scheme Visit Pass Work Pass Long Term Visit Pass

Is Singapore too expensive to live in? A look at cost of living in the country in 2023

How would you like to receive cash as your Valentine’s Day gift? That’s kinda what Singaporeans got on Valentine’s Day this year. As part of Budget 2023, the government announced more cash payouts — including a one-off cost-of-living special payment of $200 to $400 in June 2023. Evidently, the cost of living in Singapore is high. Singapore holds the Guinness...
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Couple gives up BTO flat selection for a balance flat - here's their journey to creating their timeless dream home

Twenty-seven-year-old Social Media Manager, Lynette Chang met James Neo, a 29-year-old HR consultant, in January 2020. At the time, she lived in Bukit Panjang while he was staying in Tampines. Usually, when an Eastie and a Westie fall in love, they would meet in the middle, say town, if they were to start dating at the time. However, Covid-19 struck...
Singapore General Bukit Panjang James Neo Lynette Chang Twenty Seven Year Old Social Media Manager Dorscon Orange

5 scenarios that can disqualify you from getting HDB BTO first-timer applicant benefits

When it comes to the HDB BTO application, being a first-timer applicant gives you a lot of benefits. Not only can you qualify for a higher grant amount, but you get more priority too (Read: Better chance of securing a queue number). As a first-timer, you can qualify for the Enhanced CPF Housing Grant (EHG) of up to $80,000. How...
Parenthood Priority Scheme Married Child Priority Scheme Assistance Scheme Staggered Downpayment Scheme Redevelopment Scheme Public Scheme

HDB's Proximity Housing Grant (PHG) for resale flats: All you need to know

All hail HDB’s Proximity Housing Grant (PHG) — the government’s way of encouraging Singaporeans to stay close to their families and maintain a robust intergenerational support system! Here’s the basics about the PHG. The PHG is a CPF housing grant of up to $30,000, and it’s for buying HDB resale flats only. Two types of buyers can benefit: Those who...
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Thinking of co-owning a HDB flat with family? Read this first

It’s the perfect love story. You’ve finally met the person of your dreams. You both fall hopelessly in love, butterflies abound in your stomach, you can’t stop thinking about them, and you want to be with them forever. The day comes when you decide to pop the long-anticipated question. “Do you want to BTO together?” They squeal in joy and...
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LGBTQ+ guide: Things you should know about buying an HDB flat

Many would agree that Singapore is leading the world in so many areas. However, one area it has much to catch up with is the attitude towards the LGBTQ+ community. With 80 per cent of Singaporeans living in public HDB flats, it is probably the default home of choice for many LGBTQ+ individuals. Ask anyone in the community and most...
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