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>> on a lot of the websites if you file your federal, they do it for free and charge you for the states. you file by the deadline no matter what. >> you dont want to pay the failure to file penalty. >> how much is that? >> 5% of your out standing debt. every month that you file late. thats a lot more than the failure to pay fee. so even if you cant pay, file your taxes. let the irs know. and if you feel overwhelmed file an extension. just keep in mind that if you file an extension you have six m...