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Owners going into 2013? is it invest in your company, this is the time to expand or is it, hey, hunker down for a little longer and save your cash? >> i think they have to hunker down and see how things are going. the idea that only 3% of the small business will be affected by the higher tax rates is really kind of misleading. if you drill down the numbers, there are around 900,000 small business owners who earned enough money to be affected by this tax hike and it is the small business sector o...