Page 29 - Risk Pool News Today

For example, for automobiles still have access to that market. >> right, but and its hard to make that comparison, the people that cant gate high risk autoinsurance is because theyre bad drivers or they had, you know -- it is -- wther youre talking about health and preexisting conditions, preexisting can come youre born with an ailment. thats what i mean. is like why penalize -- why create a similar system in insurance, youre paying your own penalty for bag bad driver? >> chuck, again, i agree w...

Enroll. >> maybe ever. we know that young people in particular tend to wait until the last minute, and those are the kinds of folks that insurance companies are looking for to have a more balanced risk pool. >> as you look ahead, you have been involved in the health care reform and health care.gov more than almost anyone. where do you think all of this goes from here? >> you know, its great question. i think its hard to say. you heard some of the discussions in philadelphia last week with the re...

Coverage together even though they dont necessarily work together or are in the same group. individual health pools, which i think is one of the secrets to being able to solve the individual and small group market conundrum, would allow anybody to pool with anybody else solely for the purpose of purchasing health coverage. its not a new idea. the model for it is actually the blue shield plan that existed decades ago that allowed people to pool their resources together for major medical coverage ...

Democrats who will be asking congressman price questions. patty murray is the ranking democrat. but bernie sanders, tammy baldwin, elizabeth warren. hell be facing some pretty serious questions from some progressive or liberal democrats who totally disagree with his vision for the future of health care in the united states. >> no question. and i think theres data to sort of look at to sort of inform these questions as well. for example, they talk about wanting to keep certain things in place but...

Necessarily work together or are in the same group. individual health. at which i think is one of the secrets to be able to solve the individual and small-group market conundrum that we find ourselves and would allow anybody to pool with anybody else solely for the purpose of purchasing health coverage. its not a new idea, the model for it is actually the blue shield plan that existed decades ago that allowed people to pool their resources together for major medical coverage for hospitalization....

It doesnt feel like insurance anymore. go to our website and take a look at our plan. let me give you a few ideas. we believe that state high risk pools are a smarter way of guaranteeing coverage for people with preexisting conditions. we had a good one in wisconsin. utah had a great one. we had a congresswoman from washington saying how good their state high risk pool is. what i mean is about 8% of all the people under 65 have that kind of preexisting condition. my mother-in-law had cancer, mel...

A number of us are looking at perhaps a type of plan that most if not all americans, would carry, that would eliminate is of that preexisting condition, and, risk, or high risk pool. we can find a plan that does that and return to the private markets, that most of us have enjoyed for many years. i can tell you as i start to see this, i think the critical aspect is, if we keep the patient. if you keep the patient as the center focus and make sure that thats a doctor/patient relationship. i think ...

Should they be looking for right now? >> when you look at the major medical organizations, and what theyve been saying about this for some time, and they represent hundreds of thousands of doctors, it pretty well reflects what patients have been saying as well. two-thirds, i saw one poll said, say we dont want this repealed, we want the most popular provisions, not discriminating against people based on preexisting conditions, keeping people on their parents insurance plans until age 26, they wa...

Have a high risk pool for the sick, medicaid block grants, bol sterg the health savings accounts, capping employer-sponsored plans. what do you quibble with there? >> the first thing is if you block grant medicaid, that creates a serious problem. that is not a solution to anything. its mostly just a way of cost shifting. taking off the federal expenditures and putting responsibility on the states and one of the serious problems of block granting is say the economy like in 2008 and 2009 goes into...

Here, what would you change? >> well, i think one of the things that would really help is to help stabilize -- this is a brand-new market. insurers are participating for the first time, a lot of them, in this individual marketplace. so i think finding ways to encourage more companies -- this is private sector, not government. private sector companies from coming in, helping to balance that risk pool, would be enormously helpful. there was a framework in the law that i think could have been very ...