Page 30 - Risk Pool News Today

Both access, in terms of where you can get an affordability of contraception are very important issues to women across this country, and not just women, but men, too. because this is about families and how people approach their own family issues. and so, thats an issue that i think is a very important one. and i think most people know that because of the affordable care act, you dont have to pay an additional co-pay or anything additional out of pocket for that contraceptive coverage. and i thin...

And if one is going to keep pre-existing conditns, it is going to be very important that there is financial existence. one thing everyone talks about whether its in rates or other forms, is price. so you will have to have financial assistance. and because pre-existing conditions bring people who are sicker into the risk pool, youll need to have everyone in. thats what the individual mandate is about. >> what about womens issues. there are some people who feel very threatened that governor mike p...

On their parents insurance plans until they hit the age of 27. >> 26. but -- >> 26 or 27. but he also wants to make sure that, if you have a preexisting condition, you would still be able to get health insurance. are you with him on that? >> i am. lets clarify. in some cases what we are talking about on preexisting conditions is, if you are insured in a plan and are changing plans, coming off of medicaid, going and whatever, that would be a continuum of coverage. and of course, we want to make s...

Mandates and we have all those things in the bill that president obama vetoed and we didnt have the 67 votes to override it. >> i understand the frustration with the handling of obamacare, but both chambers and commerce. how would you pay for this plan, specifically as had relates to people with preexisting conditions. thats what obamacare was designed to do so nobody could be kept off of the coverage they needed. >> a doctor who worked with preexisting conditions and my wife is a breast cancer ...

Health coverage. in wisconsin, we had a high risk pool that allowed those to actually buy insurance as a little more expensive, but they could afford it. you dont to want see folks who had cancer or heart attack not be able to buy insurance. but weve got to do it the right way. also, i mean, jake, you can run for congress al 25. obamacare lets us stay until 26. we might have to relook at that and maybe say 22 or 23. get people through college, but not, you know, not into their young adult life. ...

Are sicker and needed more health care than they thought. what the key here would be is to figure out a way to fix the health care system as it is, so that you would have maybe a risk pool that insurers could work from. so that maybe you would have higher fines for healthy young people who dont get into the health care system. but what this president-elect is promising to do is to repeal, and to replace it. what we need to see is the contours of how they would replace it. and what youre hearing ...

>> yes. and the question is, what were they before and what are they after? and look, i think its a real problem there. we need to get more people in. at 116% increase, the subsidies will moderate the increase, bring it pretty close to under 10%. but its not going to solve the entire problem. the real solution to the problem is two things. keep health care costs low by changing how we pay doctors. the second solution is getting more people into the exchange to stabilize the risk pool. i think th...

And there are problems. we were discussing this with some -- its a mess right now, but you can see where the mess is -- >> is there one thing you can tell to viewer, like this would go a long way to fix it? >> you know, if you had higher fines on people who dont come out and get insurance. so there are people right now, this year, and a lot of people dont know it yet, youre going to be fined $700 on average if you dont buy insurance. if you dont go out and buy insurance and get obamacare. right ...

Whos been working through the numbers and explaining it to the people. why is it going up next year? >> so it sort of all begins with the risk pool. when obamacare was passed, when the affordable care act was passed it was belief it had younger healthier people would sign up but whats happening is thats not happening. you have sicker people signing up and thats draining the money, or the pool thats there so you have fewer young healthy enrollees who arent signing up. theyre opting to just take t...

State based insurance pool with virtually 100% sick people. it has never ever worked. the prices go way too high and nobody can get coverage. >> go ahead congressman. >> it would also require, of course subsidies to individuals in that pool. i mean i never expected anybody to be able to afford or everybody in that pool to be able to afford those insurances. i always kind of looked at it like the signassigned risked pool for drivers. i know its different from the auto pool. we put drivers into th...