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Could make $42 billion. pay day lenders an umbrella term for companies who specialize in offering small unsecured loans, cash advances for a few days or a few weeks on a borrowers next paycheck. they typically exist in poor neighborhoods. in return, you pay exorbitant interest rates and you have to pay the loans back within two weeks. it quickly becomes just rolling, floating paychecks through a pay day loan. an example of that ser ris, "huffington post" investigation found for a $200 loan, from...