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The clerk will read a communication to the senate. The clerk washington d. C, nod conversation will now come to order and the chair recognizes himself for five minutes for the purpose of an Opening Statement. This morning, first let me welcome our witnesses. This morning we will receive an update on the Consumer Protection efforts in place to address the fraud risk for americas seniors. As of july 2013, there are over 44 million americans who are older than 65. That almost 14 of the population. ...

Changes the conversation because focusing on advancing women and, again, i want women in the top of every profession but when we think about it that way, we start counting. Because thats the way you measure how well women are doing, how many women are in fortune 500 and how many women are in Senior Management and how many women are computer scientists. All that have does focus pretty much on wealthy white women, by and large. It does not phofocus on the millions of the women at the bottom. One o...

State of play there . Jim, are you following that . Well, a bit. Im not probably not as expert as some others are on this. But certainly i think youre right that the because we are two such gigantic financial markets, the opportunities in liberalization there or harmonization are tremendous. The benefits that flow from that are probably as large as anything you could think of in the entire ttip agreement that would flow from that. In the United States the reluctance on the part and i think we sh...

What kind of world will be waiting for her . Im the granddaughter of a factory worker. Hard d grandfather worked and he did it to support his family and wanted his sons to have a better life. Hey all went to college. He worked hard and gave us a good middleclass lifestyle and im asking you to vote for me for president. Thats what is supposed to happen in america. Whatever your dream might be. So i dont think its enough that my granddaughter will have opportunities. Its not enough that the grandd...

Eliminated assault weapons for 10 years. So were going to take them on. Took them in the 1990s and take them on again. We have a lot of work to do. Thats why we are Getting Started here in florida, here at broward college, and i want each and every one of you to be involved in this campaign. We have to have an agenda for change and reach as many people we can to make the change we want to see. To build on what has worked and take it further. And not let the republicans rip the progress with thei...

That has always has always been a significant part of the rental landscape. Family construction which we talked about before theres quite a bit going on, the highest highest in 30 years, maybe we so it is a million six of approximate and actually 5 million of singleFamily Rental. That is where the renters have gone. Now what is really interesting to me and this is the chart that i follow her and is about to be updated. This is obvious in some ways, we know that incomes have been stagnant, we kno...

Have the same expertise. I think its regrettable and a what youre saying but i think there are tools for pushback and they need to be used. Its hard to go to the public and say to the people are buying houses and pretending to flip them, we will take away your credit because we dont think buying a home is a good idea. I think it would have been a lot of political support. Now there is but not back i mean, the public is basically saying, as we all know, people who speculate in the middle of it an...

Area bestselling author. His book is number one on amazon movers shakers them as today. Whats in the world today . I know you are not following it very closely. Its 30 something in the world so congratulations on that. [applause] we have a really important american here today and for those of you that no gallop our biggest business sector around the world is actually banking so we have a lot of sectors sectors for all kinds of corporations, education, universities but her biggest sector is banki...

If so, bailout funding will keep flowing to greece. If not, there will be another round of emergency talks late this week. On friday, the eurozone agreed to extend the bailout funds for another four months. We want we won the battle but not the war. The real difficulties including those related to the negotiations in our relationships with our partners are still ahead. Alexis tsipras says the new agreement wipes out previous pledges to cut wages, pension, government jobs. Security has been tight...

There are a lot of webbased products providing advice to folks. Many of whom are people who dont have the Million Dollar nest egg but have a nest egg that is far smaller. And so you know theyre pretty smart people over there. They had a new regulatory environment, and they have been figuring it out. And innovation has emerged. I think folks around here are pretty smart too. Were no less smart than the brits. And i think we can figure it out too. And so you know, the miracle of compound interest ...