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System called block chain or ethereum. and so for a lot of people, you know, thats an exciting opportunity to buy these al alternative assets. again, its anti-establishment, its not regulated by any one institution. >> well, its not regulated but something that -- sorry to interrupt you, were running out of time, but its also something that surprised me about this. this is something thats really appealing to young people but its terrible for the environment. young people care about the environme...

Happens is that because we werent really invested in those markets in the first place, right? we are as people of color under invested in equities in real estate, and so this gives us this kind of opportunity to kind of make up for that main red line essentially out of all these other opportunities, be you have to really understand the risk. its very volatile still. we still have not mainstreamed it. i think its potential we will eventually mainstream it, but we still have a lot of time to get t...

On bet her tonight her short film, the party airs at 10:00 p.m. eastern standard time. thanks so much, yvette. and thanks john. coming up next, why bitcoin is so popular among black and brown investors and what that could mean for the racial wealth gap. well dig into that after the break. gap. well dig into that after the break. then, a mysterious figure reminds her that she has the farmers home policy perk, guaranteed replacement cost. and that her home will be rebuilt, regardless of her limi...

When you start to dig into these questions, people dont really understand it completely. i would imagine you dont want people investing money they cant afford to lose in this platform. you make a good point about the wealth gap, when weve been so crucially locked out of these spaces, we look for a path to catch up with our counterparts, so its understandable why people get into it. i dont really understand crypto at all, you know? like i dont -- people talk about it. i even asked them, i dont th...

How crypto may or may not fit into your financial goals is founder and ceo of my money, my future ramona ortega. so happy to have you here. look, i have so many questions. i want to dive right into this. i hear so much about bitcoin on my social media feed, you know, my friends who dont even work in finance who all of a sudden become like, you know, day trader oh, you got to get into bitcoin. people are taking money out of their 401(k). is this really a safe thing to invest your money in? >> the...

Elton: nas? yeah? spare a pound? what? you know, bones, shillings, lolly? lolly? bangers and mash? im... im sorry? i dont have any money. you dont look broke. elton: my rocket is skint! okay, crypto, bitcoin, ethereum, doge coin, you probably even know a self-described expert or two thats made some pocket change on cryptocurrency. so this week the price of bitcoin hit a new high of more than $55,000 per coin, but what i find really interesting about all of this is who is investing in crypto. w...