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Resources, and is really in charge of something like that. theyre the decision maker. they shut down the building across the street which has folks on vacation in it. they were evacuated immediately after the incident. there are many experts willing to make that decision and are -- thats their position. and thats their purpose. i rely on them. but i communicated to fema directly. i requested and was told by fema that there are experts son site that have been mobilized as of yesterday, sunday, to...

>> reporter: its a reality daniel lloyd is facing along with 44 million americans. student loan debt. >> i may not be able to reach the american dream. >> reporter: lloyd is now asking himself if his bachelors and two masters degrees were worth the $158,000 he owes. a bank rejected his first mortgage application. >> im a married man with a wife and newborn baby. i want to be able to provide. i went to school to provide for my family. this makes me feel like i may not be able to do it. >> reporte...