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Because oil was one of the things that has really come down. rare we see oil come down, to see gas come down so quickly as oil comes down that is one positive from the last few weeks where came down, including gold, silver, stocks everything. we are le wealthy now. we dont have the money now to pay down the debt that we really accumulated during the housing boom. thats the issue. it is that we do not have the money to payoff houses that are now under water. we owe more on our houses than they ar...