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>> yeah, i think for so long, people feel like its so private, you dont want to talk about money. >> yeah, its not romantic. >> talk about money before you tie the knot, and you need to talk about your individual debts, what kind of accounts that you guys might have. joint credit cards. >> thats very important. exactly. fred, its amazing how many young people -- and not so young people -- who are carrying around debts from student loans, maybe they didnt pay on something, a credit card balance t...