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6 percent. $240,000 talks premiums, deductibles, prescription costs including what you would get from medicare. it assumes you do not have any employer-sponsored health plan post retirement. and it is for a couple age 65 assuming they live until about 85 so that is $240,000 you need for the 20-year period. this also assumes that obamacare goes through and it is not cut out. >>heather: what is the difference if the supreme court strikes down obamacare. >>guest: well the states say it would be mor...