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Id never fully recovered from the financial collapse or not has been true regardless of who has been in the white house. middle-class is declining. that trend doesnt seem to be slowing down. the question is, what will replace our middle-class? joel kotkin just wrote a fascinating piece for the "orange county register." he predicts that america is headed for a regime of oligarchical socialism or superrich business leaders like mark zuckerberg buy off the masses with programs like a guaranteed min...

It never fully recovered from the financial collapse and that has been true regardless of who has been in the white house. middle-class is declining.ia that trend doesnt seem to be slowing down. the question is, what will replace our middle-class? joel kotkin just wrote a fascinating piece for the "orange county register."ha he predicts that america is headed for a regime of oligarchical socialism where superrich business leaders like mark zuckerberg buy off the masses with programs like a guara...

Congressional level dont add up to something much bigger quite yet but fall may be different but as we move on and get these results, i mean, ive never known of any year that has broken this way where the trend doesnt continue throughout the fall. that would be like saying the noreaster is going to go up the coast and suddenly stop at the rhode island border and not hit boston. is there -- can you think of any year where weve had these trends on all levels where that wasnt the outcome in the fal...

Right? as for the quarter of americans who are expected to pay it down arent prepared for the added expense. the national retail federation as well. we are becoming more financially responsible which is a good thing getting our financial selfs in order. >> it is bad for the economy but it is good people are trying to save or dig out of debt. that leads us to the next story which is people arent doing enough to saving or digging out of debt. >> when the cost of living is going up but your paychec...

In the numbers, white house is good reason to be worried. if you look at the last two presidents that have lost reelection bids, george h.w. bush and jimmy carter, both of those in their reelection years, the unemployment rate ticked up between march and june of their reelection years. that is why this next report is so critical for president obama and the white house. that portends to the uptick of the unemployment rate but psychologically has a major impact. if that trend doesnt turn around, t...

>> the expectations are such that can can be self efficient. thats a notion thats been wrong. >> its a mathematical farce. the baby boomers retiring, now we have got fewer workers support more retire easts and washington hasnt kept their hand off the lockbox, which wasnt locked. its going to -- in order to exist the way it is, its going to cause increased taxes and were about done with that? dave, always good seeing you. dave ramsey. get your christmas shopping done yet? you laugh but the pric...