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Investment, yet somehow gaining from the sale of that investment to unsuspecting investors. i dont know, christine, take a shot at it. >> youre the -- youre the investor and you just dont know. i mean, its simply something that you dont know what the motives are behind -- behind the selection of those -- of those subprime mortgages in that -- in that cbo, so, youre absolutely right. and youre right, its hard to make an analogy, ali, because it is such a clubby and unique industry, isnt it? and, ...