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Of every paycheck to get that $1,000 emergency fund. then once again once you are out of debt bump it up to three to six months of expenses. sandra: create a cushion between you and life. what do you mean by that? >> thats right. this is your emergency fund. right? life is going to happen. sometimes it hurts. so, make the fall a little bit squishier if you will by having cash in the bank. and i would rather your money catch your emergency versus the credit card. versus leaning on master card whe...