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And they missed that. a little over 10 million people. a lot of the people came from insurance policies that were cancelled because of the affordable care act. then you look at the amount of people or amount of insurance companies that are pulling out of different states, amount of access to insurance companies. this was on a death spiral and if we did nothing, it would have been a lot worse. and it was unsustainable adds f as far as the cost. we today step in and do something. we couldnt afford...