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Understood. but the first sign that consumes are slowing down, a sign. >>peter: look at last months data. in the last several month consumer spending has been outrunning their income and the savings rate is falling. in february the credit card bills come and they can not borrow against their house and they will have to slow down. >>juliet: we have trouble in europe creating havoc in the united states. >>peter: not isolated fromups banks. if europe fall interests a full-scale crisis and banks fai...