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BM Finance Fundas: Everything you need to know about flexi loan or dropline overdraft

For instance, if you take a dropline overdraft facility with an initial limit of Rs 6 lakh for 3 years with annual dropline, you will be able to withdraw up to Rs 6 lakh any time or many times before the year ends. However, the limit will be reduced to Rs 4 lakh after the first year; to Rs 2 lakh after 2 years; and it will eventually come down to zero after 3 years.
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