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The full amount to mine? >> sam, yes, you can as a matter of fact, not only can you do it for your wife, but you can do it for yourself. if you start to think about this, yo, you can have $11,000 after tax money growing tax-free. lets not forget the roth ira tax free growth. have you paid taxes on the money. now you have the opportunity to get mahoney working for you. best way to grow money allow time and compound interest to work on your money. ainsley: is that different than what you can gift ...