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To start with, a basic term life insurance plan is a must-have in your portfolio. It offers you life cover for a high sum assured in return for a premium. This sum assured is paid as a death benefit to your nominee(s) in case you meet an untimely demise during the policy term. 

Islamabad : The quarterly report of Pakistan Council of Research in Water Resources , Ministry of Science and Technology, in its quarterly...

Islamabad: The quarterly report of Pakistan Council of Research in Water Resources , Ministry of Science and Technology, in its quarterly monitoring...

How Saral Jeevan Bima fares among term plans Representative image   -  Getty Images/iStockphoto× Study how the standard term policy compares with others on premium and benefits Term plans are supposed to be simple products in the life insurance space. But life insurers add different features, pay-out options and other conditions, making the selection of a term plan difficult, prompting the regulator, IRDAI, to come up with Saral Jeevan Bima. The objective of this standard term policy is to o...