VizyPay How your small business handles payments was once a basic decision: cash, checks, credit cards via a merchant account, and you were done. But while the digital age has given customers a lot more flexibility in how they can pay, it's made the process significantly more complicated for merchants, especially small shops or online retailers. Most merchants already know about traditional credit card processing services that now also power a long list of online payment and e-commerce solutions. But over the last few years, that list has gotten even longer because of the rapidly multiplying number of mobile payment methods that can use proprietary processing devices, smart cards, and touch-less terminals.