ARTA Secretary Jeremiah Belgica said that TPL is already covered by a Comprehensive Automotive Insurance Policy. Anti Red Tape Authority (ARTA) Director General Jeremiah Belgica “I implore them to look into it and reconsider waiving the requirement provided that the vehicle owner can show proof of comprehensive insurance,” he said. Belgica explained that eliminating overregulation and unnecessary requirements would reduce the burden on the transacting public, streamline the vehicle registration process, and promote good regulatory principles. “This is all in line with our intensified campaign against fixers through entrapment operations,” said Belgica on LTO, which is known for a haven of fixers.