ASK US Updated: February 28, 2021 23:06 IST Updated: Share Article Female nurse feeding food to senior patient on bed
Q. I am a government employee and my parents are senior citizens. The upper limit for medical expenditure/insurance in respect of senior-citizen parents is ₹50,000. Further, for individuals, the limit is ₹25,000. 1. Kindly help clarify whether one can claim the benefit of ₹50,000 deduction for medical expenditure under 80D for parents only for certain specified illnesses or for any regular treatment from a recognised hospital or medical practitioner. 2. Since I am covered under government and private insurance, can I claim deduction for my medical expenditure (for which I have not claimed benefits either from the government or from the private insurer) apart from the insurance premium? If yes, then why doesn’t the ITR page provide space for the filling up of personal expenditure details? Kindly also suggest further reading to have in-depth idea of benefits under 80D.