Many transactions that used to require a visit to a bank branch, such as to deposit a check or wire someone money, now can be done with a smartphone in the comfort of one's own home. As more banking has migrated online and to mobile devices, banks closed a record 3,324 brick-and-mortar branches across the United States last year, according to the business intelligence data service S&P Global Market Intelligence. Big national banks like U.S. Bancorp and Wells Fargo & Co. closed the most. The shrinking of banks' physical footprints nationwide included net closings of 58 branches in Indiana and 129 bank locations in Illinois.