Coventry Building Society’s Easy Access account, with phone access, pays 0.3 per cent. Current account customers are also being pushed online to get the best perks. Barclays has told customers they must register for online banking or download its app to continue benefiting from its Blue Reward scheme. You earn £36 a year if two direct debits are paid from your account, after taking off the £4 monthly fee. National Savings & Investments (NS&I) is also pushing customers online. Last year, it said it would axe Premium Bond cheques and pay winnings direct into bank accounts. But NS&I was forced to delay the move to give savers a chance to register their details by phone (08085 007 007) instead.