Bonus interest cap: $100,000 CIMB FastSaver has long been one of the favourites when it comes to a fuss-free savings account. Especially before the reduction of interest rates, where we could earn 1 per cent p.a. for the first $50,000. With the latest change with effect from 15 Jan 2021, individuals can earn up to 0.30 per cent for the first $50,000. While the interest rates have fallen, it remains as one of the better savings accounts out there with no conditions. HL Bank Savings Account: HL Bank iSavings HL Bank iSavings Interest rates (Updated with Jan 15, 2021 rates) Account Balance Bonus interest cap: $100,000 Earn up to 1.00 per cent p.a. for your first $100,000 with the RHB High Yield Savings Plus account.