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What a thrill it is to receive your first paycheck! Now, you're finally an independent, self-sufficient adult. You're no longer a dependant who needs pocket money anymore. Good on you! There might be a list of things you've been waiting to buy - that Dyson hairdryer or a new Bose sound system - but be careful to not start spending. ....
Ovarian Cancer Marker (CA 125) Health screenings can help you find out more about your current health, such as your risk of diabetes, if you have high cholesterol, and other health issues. The sooner you find out about potential health problems you might have, the quicker you can adjust your lifestyle with healthier choices. You also get a yearly three-strain flu vaccination. The rapid coronavirus outbreak has crippled economies around the world, highlighting the importance of good hygiene and health. While the flu vaccination would not provide you with immunity against Covid-19, it can still protect you from other strains of flu. ....
February 27, 2021 Pixabay SDIC our fail-safe in case financial institutions in Singapore collapse. Here’s what you need to know about the company that insures your deposits up to $75,000. Keeping our hard earned savings in a bank account is one of the safest ways we know to store our cash. Not only do we earn interest on our money, but we also trust that the banks have the financial capabilities to safekeep our money and allow us to withdraw them when the time arises. However, no company is fail-proof, especially with the access consumers have to alternative digital platforms. This is where the role of the Singapore Deposit Insurance Corporation (SDIC) comes into play, helping to alleviate fears consumers might have when it comes to leaving their money with banks, finance companies, or insurance companies. ....
Bonus interest cap: $100,000 CIMB FastSaver has long been one of the favourites when it comes to a fuss-free savings account. Especially before the reduction of interest rates, where we could earn 1 per cent p.a. for the first $50,000. With the latest change with effect from 15 Jan 2021, individuals can earn up to 0.30 per cent for the first $50,000. While the interest rates have fallen, it remains as one of the better savings accounts out there with no conditions. HL Bank Savings Account: HL Bank iSavings HL Bank iSavings Interest rates (Updated with Jan 15, 2021 rates) Account Balance Bonus interest cap: $100,000 Earn up to 1.00 per cent p.a. for your first $100,000 with the RHB High Yield Savings Plus account. ....
Underlying funds risk profile comparison Before we start, it is important for you to know more about the difference in the risk of the cash management products these funds invest in from cash funds, money market funds (MMF) to short-duration bond funds. An important thing to note is that these cash management accounts are investment products, which means your capital is not guaranteed by Singapore Deposit Insurance Corporation (SDIC). In the fund space, cash funds are the safest asset class amongst these three funds. For this asset class, the fund generally invests in a diversified portfolio safe institutional bank fixed deposits and treasury bills. the cash fund has the lowest downside risk compared to the other two funds. ....