Black Investors' Financial Goals and Resources in 2021 Have above-average expectation for retirement income with own business Have typical money goals, like saving for retirement, paying off debt WASHINGTON, D.C. -- According to the latest Wells Fargo/Gallup investor survey, Black investors have similar financial goals as U.S. investors generally and are just as optimistic about saving for retirement, while differing in the following ways: Having lower risk tolerance when it comes to investing Putting greater emphasis on entrepreneurship and pensions for retirement income while putting less emphasis on inherited money Giving more frequent financial support to friends and family