It used to be that insurers based their policy wordings on industry-standard models, notably the Association of British Insurers’ ‘Recommended Practices, Wordings and Procedures [relating to Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content. To access these options, along with all other subscription benefits, please contact [email protected] or view our subscription options here: http://subscriptions.postonline.co.uk/subscribe You are currently unable to print this content. Please contact [email protected] to find out more. You are currently unable to copy this content. Please contact [email protected] to find out more.