Get latest articles and stories on Business at LatestLY. Click2Protect Optima Secure is a comprehensive financial protection plan that offers the dual benefits of health and life insurance. The health insurance part will be serviced by HDFC ERGO General Insurance and life insurance by HDFC Life. Customers can avail up to 5.5% discount on the combined premium in addition to the other discount options available. Business News | HDFC ERGO Partners with HDFC Life to Launch Click2Protect Optima Secure to Offer All-round Protection to Your Family.