Central banks are preparing the reconfiguration of the architecture of the global monetary system M.G. (Translated by Cosmin Ghidoveanu) "> • "Data privacy should be «primordial»", according to a report of the Economic Consortium for the governance of digital currencies of the Davos Economic Forum • The Bank of International Settlements: "More than 85% of the world's central banks are conducting studies or tests with Central Bank Digital Currencies" The Covid-19 lockdown and the associated economic crisis have irrevocably changed people's lives. One of the changes with a long term impact has been the acceleration of the transition towards digital payments: customers have avoided using cash due to the alleged risk of infection, and companies have sought to adapt by moving their activity online - in Romania, online trade has increased by almost 50% last year.