Lucrative. [ ka ching ] especially when the risk seems washed out by multiple town days including days like today that opened horrendously. The dow at one point down 135 points but then finishing strong. Hallelujah the dow gaining only 68. Nasdaq climbing. 86 . It was the kind of comeback that only happens when a market is oversold and investors have said, enough already. Im going to hold on to what i have left. What do i mean when i say the market is making sense . How about the fact that the slowing growth of the Global Economy and the negative manufacturing data we have seen in this country of late have caused Interest Rates to go low and thats logical. Rates are low. Housing becomes affordable. When housing is affordable people switch from renting. Especially in a situation where rents are about the highest they have ever been when you relate it to the cost of buying a home. Throw in that the banks are willing to lend a bit more with less of a down payment to people who need a loan, not just the one who is are rich enough that dont need to take it and you have a mini movement in housing. No wonder Home Building confidence is at a tenyear high. We have a housing shortage brewing. We knew this had to happen. We are finally back in new household formation mode. For years after the Great Recession young people would live with their parents if they were single or with the inlaws when they got married. Young families are now out buying homes which is causing that democrat graphically inspired and longlasting housing shortage. In some cases homes have increased in value while they are on the market. This is an extraordinary moment. I have seen it in brooklyn where i live part time. Toll brothers on the water front started at a 3x. In a market that makes sense, you could buy the stocks the Home Builders and expect to make money. T. R. Horton, builder of entry level home led the charge up 23 for the year. Toll which i mentioned has been pushing relentlessly. Le noer, same. They broke through levels that would have been unthinkable because of commodities going lower and the worldwide turmoil. There was a positive in the end. Whats extraordinary to me is this move is happening right under the noses of people who should know better. But they keep waiting. They keep waiting for the bell to go off, for the Federal Reserve to signal that it will raise rates. You dont do it if you are serious. You tune out the fed talk and figure out who does better in the environment you have. You play the hand that you have been given. The answer, the Home Builders. One derivative further. Once you buy a house you have to fill it with goods. Cant just buy a house. There are a host of web based opportunities like amazon and wayfair. They are on the hot seat because of the New York Times and working conditions. Excuse me for thinking this is not really important to the stock. Moreover, its really not that new. I remember watching david fabers documentary and the nature of am ston which puts up factories in onehorse towns desperate for employment. I cant bemoan what i knew about their labor practices but an easy 3. 70 gainer today. Same for wayfair. The Online Furniture play. After a spectacular quarter not many people expected it judging by the 42 short interest. Thats the amount of people betting against it. When i see so many shorts its the initial run in zulil, y which caught a take over bid. It drove the stock from 22 to 73 months later. Of course zulily was acquired for less than 19 a share. Im saying tonight be greedy with a terrific stock like w wayfair. It makes it difficult to own home depot and lowes. They have had monster moves already. That said, at a time when the trading partners seem to be hurting, there is nothing wrong with owning the stocks of two domestic stalwarts. Of to buy more. Leave room. Even wants pure plays to sell at home despot and lowes. It makes sense to remodel the kitchen and bath if you are trying to invest in the house rather than lose money. How about these . Sherwin williams, ppg. Whirlpool, stanley, black decker make sense. They were well off the highs because they have more International Exposure than you might like. Its coming down rapidly. Thats a good reason why you can buy them there. Do you know what makes sense to me . Remember the airlines . The red hot group caused by the super strong dollar and oils rebound super freaking. Oils rebound is 60. The dollar seems topping to me unless the fed is tightening it. Tonight forget, they trade on the supply of roots known as capacity. Remember there was a worry about the big slug of new capacity coming on. Doesnt look it will will happen. Thats why southwest and delta can keep going. America has legs. Im concerned about merger integration. I think they will figure it out about how to make it so america and u. S. Air seem to operate in a seamless fashion. I wish they made that less complicated and had done the deal together earlier. Those are on warehouse plays on lower Interest Rates and oil. However there is a second tier of investment on todays when rates are this low. I was shocked by the run in con ed which rebounded from 57 to 66 and change today. It can go higher but is less than 3. 9. Thats the level where i dont want to buy the you tile tis under. North of four, i like it. The most amazing runner is the Oil Gas Limited partnerships. They were laying low by bad operators and a couple bad shareholders who borrowed money. They seemed to be tone blowing out their positions now. How do you evaluate them . Stay tuned and i will tell you how later in the show. What else . Lower rates signal inflation is tame. Thats when you buy Aggressive Growth stocks like tesla or netflix. Netflix is a play on increased household formation and the worldwide bargain of noncord entertainment. Tesla is the product of Morgan Stanley slapping on an insanely high price target on the stock. When you put a 465 price target on the stock im not talking about the bookcase north of 600. You will get a rise. Even if its based on the notion that one day in the not too distant future tesla will be part of the shared economy. Maybe selfdriving vehicles. I dont know. Up almost 5 . Never forget the low inflation means there is more money for the highest Growth Stocks as earnings in the out years the Companies Might have gain in value when we think inflation will be tamed. Once more, back to the biotechs. Do you know what else is heartening . The way disney has been able to craft a better story. The stock bottomed last week. You could tell it was washed out. How do you create a better story . Discussion of the new acreage. Listen to me. Any sound bite, any picture, any narrative away from some subscriber losses, that was in quotes. The three most devastating words in the media lexicon is a total win. Comcast Parent Company has been able to change the narrative thanks to a red hot movie schedule. The others, not enough diversification. Comcast, 1. 53. Why was the market able to make so much sense after a negative opening . The bottom line is the gloom has gotten too palpable. That controls. The ugly news from overseas wasnt ugly enough, at least last night to derail us. Thats what we need for the market to logically move higher. And today we got logic. Andrew in florida. Andrew. Hey, jimmy. Thanks for taking the call. Of course. Real quick, just want to give a shoutout to my lovely wife who serves our country every day in the u. S. Air force. Thank you, honey. I thank her, too, for serving. Terrific. Caller my question is on alcoa. You have talked about the company being a 2016 play. Im curious as to what wrote think of it now. I have been stock piling shares as it goes down. Do you see a bottom coming soon . This is tough. Heres why. First of all, happy birthday to your wife. Here is the problem with alcoa. Every day you read about china dumping aluminum. Every day you know on the last Conference Call the ceo said this was going to be a problem. So alcoa has been driven down. This is a new alcoa less levered to the price of aluminum but people have to wait to see the quarter before they believe me. You should own it. No, i dont expect toyota pop until the quarter. Mohamed in new york. Caller hi, jim. I would like to know your position on micron. I purchased it at 19. I wonder if its Worth Holding onto. We have two town grades today and one upgrade. The two downgrades didnt knock the stock down. That way we were talking to ben salvo, research with me, for the show. We were saying we have to look at the micron downgrades. If thats the case, maybe we smell a bottom. I love it when markets make sense. Bad news over seas wasnt bad enough to derail us. At any time happen. All aboard giving you plenty of opportunity. On mad money tonight, the hottest Cyber Security names in the whole market. Stocks up 50 this year but people are throwing away cyber arc. Does it make sense . I have the ceo. Whats going on with jcpenney . The stock popped. Are the disasters finally in the rear view . Hear my bold call. And the prepaid gift cards. You see them at the cash register. Can Blackhawk Network hang in the digital age . You know what i think. I have the exclusive. Stick with cramer announcer surprised by the big swing in stocks today . Find out cramers final thoughts before tomorrows trade coming up on last minute mad. Announcer dont miss a second of mad money. Follow jimcramer on twitter. Tweet madtweets. Send jim an email to madmoney cnbc. Com or give us a call at 800743cnbc. Why should over two hundred years of citi history matter to you . Well, because it tells us something powerful about progress that whether times are good or bad, people and their ideas will continue to move the world forward. As long as they have someone to believe in them. Citi financed the transatlantic cable that connected continents. And the panama canal, that made our world a smaller place. We backed the Marshall Plan that helped europe regain its strength. And pioneered the atm, for cash, anytime. For over two centuries weve supported dreams like these, and the people and companies behind them. So why should that matter to you . Because, today, we are still helping progress makers turn their ideas into reality. And the next great idea could be yours. Group out there. A couple months ago the names sold off to cybr. This Cyber Security stock that was the hottest name. They have built a terrific business for itself by helping companies protect what are known as Privileged Accounts or administrator accounts which are use juicy for hackers because they have the key to the Information Technology kingdom. Historically when a hacker gets that privileged account he owns your entire system. Cyber arc proactively protects against and responds to attacks using the accounts. The stock has been on a run. Nearly doubled on the first day of trading. We told you to hold on. Its still down more than 16 from the june highs. Cyber arc had a Strong Quarter last week. They beat earnings estimates. Higher than estimated sales. Okay. I know its expensive. 77 times earnings with tremendous growth. Valuations have never been much of a barrier to these plays in the past. You can make a case that the 1. 9 billion market cap it has too much upward mobility for that. The ceo joins me now. Welcome back to mad money. Thank you very much. There is something interesting. You talk about it twice in your Conference Call. You had to have Cyber Security protection because you thought the auditors needed i. Then it was no longer the auditors but theyve got the goods. The sony and anthem breach were a wake up call. The auditor isnt the enemy. They are trying to help you be compliant. What are the attackers going after . They are trying to own the business like they did in those cases. You talk about partnering. Youre not saying you are up against fire eye, being up against pelator. The berarc oub cyberark own it is space. We complement the security investments like palo alto and create a new layer inside. While we have mild competition, we were focused on it for years and have a strong advantage. I want to talk about this health care vertical. It scares people to have their information be brought out. How did they get in . Getting in is easy. You send phishing attacks and somebody will click on it. The problem is what happens afterwards . Organizations were only protecting the outside. Once you are in, attackers were free to roam around, steal credentials and get to the goods. You have pass word protection that works . The platform finds the credentials and allows only trusted users to use them. We alert on anomalous behavior. Thats realtime . Realtime. Its measurable security which is rare. Customers talk about how many accounts they have under kro control. They have hardened themselves. The reason i mention it is because, you know, youre not going to get credit for nobody hacking. But you will get blasted if somebody does. Thats an odd asymmetrical loss for you, isnt it . We help customers be more secure. They run tests and see if it is harder. Even if breached it is harder for the attacker to get to the goods. We make sure they implement correctly, discover all the Privileged Accounts and not just what the auditor pointed them to. We have been focused on what the irs is up to. Not necessarily that you are the customer or not. Thieves stole Tax Information from thousands. Much bigger than we thought. We had the ceo of h r block on. They get your tax i. D. And apply for your the attack. Now its Health Care Records and these things. When you steal personally identifiable information like the records you can be that person. Even when you steal a health care record. You can then go, use the Social Security number and apply for tax returns. Again, to the customers we advise to be worried and not protect the outside. To the consumer they have to be very watch out all the time to see their Credit Scores and all of that. How did my wife get a 103 charge from a luxembourg account . Im not saying a hundred dollars isnt a lot of money for people. How do they get that . Is that privileged or they they got in somehow. They got the credit. They could have been listening to the point offal sale device like in the target breach. That had to do with Privileged Accounts. The hvac manufacturer supplier got in, got to the credit cards. Utilities, too. They are a big vertical for you. Yes, in q2 we talked about more than doubling. What are they doing . Its critical infrastructure. If you bring it down you are causing major damage. Not all hackers oh are for profit. Some are for damage. This is a vertical awoken Like Health Care and others. Every time i talk to you i get scared. Were on the good side. Fair enough. Udi mokati of cyberark software. They dont have any competitors. This is the software and Cyber Security we have to deal with for a long time. Mad money is back after the break. Announcer coming up, top and bottom line beats. Seeing green on the day. Jcpenney is on the rise after posting Solid Earnings but the chain is down for the year. Will shoppers make up for losses or should you ring the register . Cramer is on the case. Next. Out of nowhere jcpenney got its groove back. I think it is rolling all the other merchant s out there. The ceo has a level of competitiveness thats outstanding. So much that he recognizes the goal isnt just to get into the playoffs but to be the champion. That. A ambiguous has been sorely lacking in the struggling retailers dna. Hes backing it up with 4 same store sales growth and a plan to get it to 5 . Fantastic for this old horse of a store chain. Its a given that ron johnson almost destroyed jcpenney bs consistently taking same store sales down into the high negative 20s. You almost have to actively drive customers away with threats of physical violence to repeatedly deliver such horrendous numbers but jcpenney never wanted to be the best, just good enough to keep 87 Million People who shop there happy which meant lots of promotions around the holidays and a dedicated staff paid slightly higher than minimum wage. Still the case. Ellison wants jcpenney to be a world class retailer backing it up with the former v. P. Of Online Mobile and home depot and mike robins, supply chain chief from target. These are difference makers. They speak to the idea of making penney a better player on the web. Ellisson said it has an edge on competitors trying to have a buy online, pick up in store or bopus strategy. Im not sure. I dont know if they have a leg up. They have 1,060 stores versus walmart. If walmart wants to emphasize bopus, i dont know how jcpenney can compete. But ellison said what you see isnt what you get. Hell improve business with the new hires. I think the bar is low enough he can beat it. Everyone is struggling with omni channel. Norris had to spend billions. Liberty kwvs just shelled out 18 a share to buy zulily which fizzled as a stock. I liked the concept. It could be a good fit for a television retailer. Within the group i like jcpenney because wall street expects so little from the left for dead chain. Another aspect of the Conference Call i loved, his candid admission that jcpenney customers like promotions. This was so good. He said and i thought it was so candid. Quote, we are very committed to being promotional, end quote. Point blank, he acknowledged the drive to become another retailer that wasnt promotional hurt the faithful. They found their way back with new promotions and he wants to keep them there. I like the emphasis on private label. We have some here. Not necessarily the stuff he l