Debunked: 7 Myths to Unlearn About Investing Including some helpful tips to become more financially literate In a similar way that we take the time to exercise or eat healthy to take care of ourselves physically, staying on top of your finances through education and investment opportunities is also a small commitment you can make today for a brighter tomorrow. So why is it that only a fraction of Canadians are actively investing for their retirement? While the circumstances of our finances may differ greatly from person to person, financial illiteracy has impacted the way many Canadians approach investing—especially young adults.