Govind Sharma JAMMU, July 16: Chairman and Managing Director (CMD) of Jammu and Kashmir Bank R K Chhibber today said that the Bank has recorded a significantly improved performance on most financial parameters despite all the odds and adversities. Chhibber claimed that the Bank registered highest ever quarterly profit of Rs 315.75 crore over last 7 years, restricted slippages for the Financial Year 2021 to below Rs 1000 crore despite getting a brief window after revocation of the asset classification restraint order by the Supreme Court and controlled gross NPAs below 10 % and net NPAs below 3%. “The Bank recorded respectable double digit growth in business in the UTs of J&K and Ladakh, comfortable provision coverage ratio of 81.97 % and maintained NIM above 3.50 % threshold despite squeeze on margins,” he added. Chhibber said it was a year of global pandemic and resultant lockdowns which threw the economies across the globe into recession but facing all odds, the Bank gave wonderful quarterly results.