so what do we do now in this day and age, stephanie, to students aren't paying off these loans for years and years. >> i know, they're still thinking about it. but experts suggest a couple things. first of all, if you're going to borrow, look at federal aid first. stafford and plus loans are cheaper and more available than private student loans. the second thing you want to do, don't borrow more money for your entire education than you expect your starting salary will be. that means you've got to research what your chosen field might pay and make sure you apply for grants and scholarships. hello, that's free money, because they say you qualify. of course, check out cnnmoney.com because they have this online calculator and can help you determine how quickly you can pay off the student loans. looks like this, you can find it on cnnmoney.com, don, to help everybody out there who may be going back to school and thinking, oh, boy, what am i going to do? >> stephanie, how is the little one doing? >> she is fantastic. she smiles all the time.
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