out so they're getting along in age. the percentage of workers who actually said they plan to retire at 70 or older has tripled. that's according to the business research institute. if you want to retire in your 70s, you got to start with that first job. we started with kipling finance. if you start at age 25, saving 10,000, and don't contribute, you'll roughly have $242,000 saved but if you start at age 35, you'll be left with $110,000. make sure you enroll in your 401(k) plan. and maximize it. moving up into your 30s, franklin says, take a portion and put it towards your nest egg. if you're buying your first home an want to borrow from your 401(k), you can take up to $10,000 but you will still owe