covered is not through penalties but through getting a governor engaged. our bill gives the governor responsibility, which he or she may not want but that's the pbet way to get people covered. >> giving the people the ability to have coverage and it being affordable are very different things. can you with a clear conscience say this bill gives people coverage the way they are now, and they are afford it the way they are right now? >> there will be more people covered -- >> access to coverage or actually covered? >> actually covered. in regards to affordability, there's a fellow with a daughter with a pre-existing condition, and under obamacare his premium is over $40,000. obamacare doesn't work if you