insurance. christine romans joins us now. so then what? >> the eye expected to zero in on north and south carolina. standard home insurance policies exclude flood damage. instead, homeowners have to purchase separate policies. around 204,000 are covered in south carolina. most of those policies are in the special flood hazard areas of the rate maps. many households further inland and outside the mapped floodplains have no flood coverage at all. and hurricane florence is headed straight for them. also, the flood insurance program itself is on unstable ground. yesterday, they called for congress to enact that program. the president said in a statement flooding is the most common disaster in the united